This is coverage area #3:

Your membership in Consumer Assistance Services Association (CASA) gives you access to health related discounts. It is through this membership that you have the group benefits associated with all five areas of coverage.

Note: These benefits are not insurance, but savings as indicated below.

PRESCRIPTIONS & MEDICATIONS

Simply presend your prescription card to your local pharmacist. The Pharmacist will apply the discount pricing to your prescription purchase saving you up to 55% off the normal retail price. You can expect to:

+	Save an average of 23% off brand name drugs
+	Save an average of 55% off generic drugs
+	Save at more than 55,000 pharmacies nationwide
+	Pay the discounted price at the time the prescription is filled
+	Realize your savings immediately
+	No claim forms to complete or different co-pays to remember

PATIENT ADVOCACY

This service links you to negotiating professionals who help you resolve your bills with medical providers, whether in or outside of the network or whether it's after you're scheduled for admission or once you have a bill in hand. Your personal negotiator will:

So, whether after admission is scheduled or once you have bills in hand, our professional negotiators take the time to understand your individual situation and tailor solutions to meet your individual needs. At the time when you need to focus on your health, it's comforting to know you'll have someone focusing on how you can best pay for that care.

COUNSELING

Your plan includes Lifeguard Support who provides free, unlimited telephone counseling services at no cost to you. Simply call the toll free number in the U.S.A., Canada and Puerto Rico to access masters-level counselors 24 hours a day, 7 days a week. Services Provided Counselors are available to help you in the areas of:

+	Depression
+	Anxiety
+	Anger Management
+	Stress
+	Substance Abuse
+	Loss
+	Relationship Issues
+	Grief
+	Parenting Challenges
+	Abuse

You and your immediate family receive unlimited access and utilization. Caller confidentiallity is maintained and a caller satisfaction assessment is presented after the sessions have concluded.

WELLNESS

This plan provices you access to WholeHealthMD which is the Internet's leading source for alternative health information. Through this service you are provided with credible, actionable solutions to chronic health and wellness concerns. Such as access to:

+	Foundational Products - that provide the basic nutrients essential for good health
+	Women's Health Products - designed to support the unique needs of women
+	Men's Health Products - designed to strengthen mail nutritional needs
+	Energy Products - to enhance your natural energy levels and overcome feelings of fatigue
+	Digestion Products - that assist in the assimilation and absorption of foods and nutrients
+	Vitamins & Natural Health Supplements at a 25% discount

24 HOUR NURSE HOTLINE

You will receive access to a Registered Nurse to answer any questions on family health issues, in English and Spanish. You can call anytime day or night, and qualified professionals are there to answer any questions you may have about any health issue. The 24-hour Nurse Hotline provides:

+	Reduction of unnecessary ER and physician visits
+	Ease of access to answers for health-related questions
+	Encouragement of early treatment
+	Help in preventing a small problem becoming a large one
+	Peace of mind and convenience
+	Stress reduction
+	Cost-effective quality of care improvement

When you need help determining whether or not you or a family member needs to see a doctor, or when no one else is available to give you medical advice, our professional nurses are there to help. They can help with symptom assessment and can direct you to the best resource for your health care needs.

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